| 25 |
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| CARS!!! URGH!!! |
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| OK I usually do not vent about personal items on this page... but I just had my car blow a head gasket. I love driving older Cadillacs with their smooth ride. I just never knew a head gasket could l... Read More >> |
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| 17 |
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| HARP Gov Refinance Program |
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| The changes to the HARP program were announced by President Obama in October to allow homeowners to refinance at lower interest rates, even if their home is currently worth less than their mortgage. T... Read More >> |
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| 14 |
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| Search Foreclosures - new option |
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| I just added a search feature for foreclosure properties. I would love some feedback on this search feature - does it provide the information you are looking for? Not all these properties are on the... Read More >> |
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| 24 |
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| Oh what a day! |
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| I had out patient surgery yesterday - nothing serious - the pain was harsh so to keep to their schedule they gave me a shot of Morphine and sent me home with even more drugs. My hubby is a great... Read More >> |
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| 16 |
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| New Listing in Rosemount |
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| 15582 Cherry Path a Row Home in Rosemount - absolutely beautiful. It is so wonderful to see traditional seller's coming back into the market. This home is priced to sell in a very competitive market ... Read More >> |
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| 25 |
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| A Victory for Loan Limits |
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| Exciting news from the President Elect Gary Thomas "We have great news to share with you. Last week, Congress voted to restore loan limits and the maximum cap for Federal Housing Authority (FHA) loan... Read More >> |
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| 21 |
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| Come Home 2 Edina |
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| Wow! Up to $60,000 in downpayment assistance in Edina. Buyer's can have a household income of $84,000 for 1-4 members. Buyer only needs $1000 of their own money into the sale and the purchase price... Read More >> |
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| 11 |
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| Veterans Day |
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| My Hubby is a Veteran and very proud of it. Today the local school held a tribute to the local Veterans and invited them to attend. He shook hands with over 200 students then took part in a question... Read More >> |
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| 25 |
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| Closed Another Short Sale Listing :) |
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| I get so excited every time one of my short sale listings closes! I really understand how hard it is for both the seller and buyer on one of these sales to hold on and wait until the end. The truth i... Read More >> |
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| 11 |
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| What Makes Up Your Credit Score? |
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Credit Scores are hard to understand and explain. Each Credit Scoring Company
uses a slightly different formula for figuring the score. A general thought is
that 35% of your score is based on yo... Read More >> |
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| 28 |
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| 700 Valhalla Reduced to $219,500 |
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| 700 Valhalla is set in a beautiful setting of nature. 3-season porch overlooking private back yard with nicely landscapped pool. Located on the boarder of Ham Lake and East Bethel, an easy commute fr... Read More >> |
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| 14 |
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| Broker Open at 10501 Wren St NW |
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| I am hosting a Broker Open at 10501 Wren St NW on Tuesday June 14th from 11-1:00. Everyone is welcome to attend - broker, agent or public. The fun of a Broker Open is Lunch is Served! Realtor's kin... Read More >> |
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| Another one is sold |
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| Wow the market seems to be picking up. I am trying to schedule my weekend showings and several of them are no longer available. It is frustrating as the buyer and exciting to see the market holding ... Read More >> |
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| 16 |
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| Car Shopping.... urgh! |
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| I drive about 1200 miles a week showing homes and meeting with clients. I love my job! The downside is I really rack up the miles and kill a car quickly. Buying new makes no sense as the d... Read More >> |
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| 7 |
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| Contract for Deeds |
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| WOW just look at Craigslist and you will see how many seller's think they can sell on a contract for deed. Most seller's don't realize that their current mortgage most likely has a due on sale clause... Read More >> |
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| 23 |
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| Townhouse Showings are Up |
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| Recently I have been showing many more townhomes than I have been lately. Prices are down so low that most renters can enter the home buyer's market for less than they are currently paying for rent. ... Read More >> |
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| 16 |
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| Redemption vs Short Sale |
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| My new listing at 17974 Vance Circle NW in Elk River is a traditional seller even after the Sheriff's Sale. Yes the home is in the process of foreclosure, if the home does not sell during the redempt... Read More >> |
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| 29 |
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| Our Short Sales Listings Are Closing! |
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| It is exciting to be able to report progress on my short sale listings to the anxious buyer's and seller's. It seems to move at a snails pace when you are the client waiting for a progress report, bu... Read More >> |
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| 21 |
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| Broker Admin Fee |
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| I DO NOT CHARGE THIS... I really did not know how unusual this was until a lender one of my buyer's is using insisted on having it on their estimate for closing costs. It actually took myself and my ... Read More >> |
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| 10 |
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| Multiple Offers are Back |
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| Lately I have been working with buyers and running into multiple offer situations again. I always remind my clients that a seller does not have to notify a buyer if there is more than one offer,... Read More >> |
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| 31 |
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| Showed Homes in Coon Rapids Tonight |
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| This evening I showed 2 homes in Coon Rapids. The first was a short sale the second was a foreclosure. I am writing about this as most buyer's assume the foreclosure will be in rougher shape than a ... Read More >> |
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| 26 |
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| New Years Excitement |
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| I have a secret.... everyone will have to wait until after the first of the year to find out what! In the mean time enjoy the holiday season.
... Read More >> |
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| 25 |
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| Moved Mom and Dad |
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| What a week - we sold mom and dad's home of 39 years. It was time for a 1-level townhome with no more stairs. It takes alot of work, patience, and emotions to make a move like this. Not everything w... Read More >> |
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| 14 |
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| Frustration with some lenders |
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| OK I know that there are some very good lenders - the one that your agent recommends generally is a good choice. The frustration comes when the buyer picks the own lender - maybe a family friend, bec... Read More >> |
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| 12 |
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| What to include in a hardship letter |
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| First provide a solid explanation of as to how, you have landed yourself in hardship. For example, how your financial condition is right now compared to when you first obtained the mortgage. Mention a... Read More >> |
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| 9 |
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| Co-Signer or Co-Borrower |
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| What is the difference between a co-signer and a co-borrower? In the world of FHA there is a big difference. A co-signer needs to have a relationship with the buyer, such as a family member. A smaller... Read More >> |
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| 3 |
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| Facebook... yes or no? |
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| I personally enjoy Facebook as a great way to keep contact with extended family and old friends. It has really been fun to see what cousins are doing, see photos of friends and their children. Even an... Read More >> |
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| 27 |
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| Wire Transfer vs. Cashiers Check |
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| Title companies use their same escrow account for all their closings. If a bad check is accepted at closing -- and yes, banks have gone out of business or have been taken over by the feds in the middl... Read More >> |
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| 18 |
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| Crazy times |
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| Sometimes I believe we create our own roller coasters and sometime things out of our control create the ride we are on. This is not as deep as it sounds - I am talking about the pace of the market as ... Read More >> |
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| 22 |
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| New Construction without a Model Home |
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| I was out trying to show some new construction this week in St Paul Park - only problem is there are no "finished" homes to show the buyer. Builders are only building when they have a buyer and don't ... Read More >> |
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